If you have a promissory note backed by real estate and are considering selling it, you've come to the right place. Whether you seller financed your home or provide private money loans, we offer competitive rates to cash you out.
Cash Flow vs Cash Now
Choosing to finance a property sale with a promissory note often appears ideal for steady, predictable cash flow and potential tax benefits. However, unexpected life changes or new opportunities might necessitate quick access to cash now—whether for emergencies, new investments, or financial strategy shifts. Our service meets these needs by quickly converting your payments into a lump sum, allowing you to access funds in as little as 21 days and capitalize on your investment without delay.
If you have a promissory note backed by real estate and are considering selling it, you've come to the right place. Whether you seller financed your home or provide private money loans, we offer competitive rates to cash you out.
We believe in building lasting relationships with our clients based on trust and transparency.
Expertise
Leveraging our deep understanding of the real estate market and note valuation to provide you with the best offers.
Committed to making quick decisions, we offer fast closings to help you access your capital when you need it.
We believe in building lasting relationships with our clients based on trust and transparency.
Expertise
Leveraging our deep understanding of the real estate market and note valuation to provide you with the best offers.
Committed to making quick decisions, we offer fast closings to help you access your capital when you need it.
Just provide a few key details about your promissory note, such as its amount, the date issued, and current balance. This initial info helps us prepare a fair and accurate offer. No complicated paperwork required—complete this step online in just minutes.
After evaluating the details of your note, we'll quickly get back to you with a cash offer. We ensure that our offers are transparent and competitive, reflecting the true value of your investment. You'll have all the information you need to make an informed decision without any pressure.
If you accept our offer, we’ll handle all the necessary paperwork and details to close the transaction. You can receive your cash in as little as three weeks from the time you accept our offer. It’s that simple - no last-minute fees, no unexpected delays.
Frequently Asked Questions
Selling your mortgage note can be a strategic financial decision to convert slow-paying installments into a lump sum of cash. This option is particularly appealing if you're facing needs such as funding retirement, covering medical expenses, investing in opportunities, or simply desiring to offload the administrative burden of managing the note.
Our evaluation process considers several factors including the principal balance, interest rate, payment record, and the financial stability of the borrower. Additionally, the underlying real estate's value and type significantly influence the note's market price.
Yes, you will need to provide documents related to the promissory note and the security instruments that demonstrate your legal ownership and terms of the note. Accurate documentation helps expedite the selling process.
You have flexibility in selling your mortgage note; you can either sell it in full for a complete cash-out or sell a portion to meet immediate financial needs while retaining future income potential.
There are no out-of-pocket expenses for you as the note seller. We cover all the associated costs of the transaction, including appraisals, credit checks, and title work, ensuring a smooth and cost-free experience for you.
Once your note is sold, you will receive payment via guaranteed funds like a cashier’s check or wire transfer. This ensures a secure and swift transfer of funds, safeguarding your financial interests.
Start by Filling Out Our Simple Form:
Just provide a few key details about your promissory note, such as its amount, the date issued, and current balance. This initial info helps us prepare a fair and accurate offer. No complicated paperwork required—complete this step online in just minutes.
Receive a Competitive Cash Offer:
After evaluating the details of your note, we'll quickly get back to you with a cash offer. We ensure that our offers are transparent and competitive, reflecting the true value of your investment. You'll have all the information you need to make an informed decision without any pressure.
Fast and Hassle-Free Closing:
If you accept our offer, we’ll handle all the necessary paperwork and details to close the transaction. You can receive your cash in as little as three weeks from the time you accept our offer. It’s that simple - no last-minute fees, no unexpected delays.
Selling your mortgage note can be a strategic financial decision to convert slow-paying installments into a lump sum of cash. This option is particularly appealing if you're facing needs such as funding retirement, covering medical expenses, investing in opportunities, or simply desiring to offload the administrative burden of managing the note.
Our evaluation process considers several factors including the principal balance, interest rate, payment record, and the financial stability of the borrower. Additionally, the underlying real estate's value and type significantly influence the note's market price.
To potentially increase your note's value, maintain meticulous records of all transactions, ensure property taxes and insurance are current, and regularly confirm the property's condition. These actions contribute to the note's attractiveness to buyers by demonstrating well-managed risk.
Yes, you will need to provide documents related to the promissory note and the security instruments that demonstrate your legal ownership and terms of the note. Accurate documentation helps expedite the selling process.
Promissory notes can be secured by various types of real estate, including single-family homes, multi-unit buildings, commercial properties, undeveloped land, and mobile homes.
A note appraisal analyzes the present value of your future payment stream, much like a real estate appraisal assesses property value. Regular reviews can help you stay informed about your note's value as market conditions fluctuate.
You have flexibility in selling your mortgage note; you can either sell it in full for a complete cash-out or sell a portion to meet immediate financial needs while retaining future income potential.
When you sell your note, the payer's obligation doesn't change except for the payment's recipient address - and that is only if the buyer changes the 3rd party processor; often they don't. This ensures continuity and stability in the payment structure, avoiding disruption for the payer.
After purchasing your note, we assume responsibility for the collection of payments. You no longer have to worry about managing the note or dealing with payment issues, allowing you to focus on other financial goals.
There are no out-of-pocket expenses for you as the note seller. We cover all the associated costs of the transaction, including appraisals, credit checks, and title work, ensuring a smooth and cost-free experience for you.
The timeline can vary, but typically, you will receive your money within 2 to 3 weeks from the agreement date. Transactions are handled by professional third-party services to ensure efficiency and security, similar to real estate sales.
Once your note is sold, you will receive payment via guaranteed funds like a cashier’s check or wire transfer. This ensures a secure and swift transfer of funds, safeguarding your financial interests.
Our commitment to service excellence includes quick closings, personalized service, competitive pricing, and strict confidentiality. We aim to provide a seamless and satisfactory experience tailored to each client’s unique needs.
Selling your note can provide immediate liquidity to leverage other investment opportunities or manage unforeseen expenses. It also relieves you from the ongoing responsibility and risk of payment collections and potential default.
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