Sell Your Note

Unlock Your Capital Now

If you have a promissory note backed by real estate and are considering selling it, you've come to the right place. Whether you seller financed your home or provide private money loans, we offer competitive rates to cash you out.

Cash Flow vs Cash Now

Choosing to finance a property sale with a promissory note often appears ideal for steady, predictable cash flow and potential tax benefits. However, unexpected life changes or new opportunities might necessitate quick access to cash now—whether for emergencies, new investments, or financial strategy shifts. Our service meets these needs by quickly converting your payments into a lump sum, allowing you to access funds in as little as 21 days and capitalize on your investment without delay.

Sell Your Note

Unlock Your Capital Now

If you have a promissory note backed by real estate and are considering selling it, you've come to the right place. Whether you seller financed your home or provide private money loans, we offer competitive rates to cash you out.

Why Work With Us?

We understand that selling your promissory note is a significant decision. That's why we prioritize:

Trust and Integrity

We believe in building lasting relationships with our clients based on trust and transparency.

Expertise

Leveraging our deep understanding of the real estate market and note valuation to provide you with the best offers.

Speed and Convenience

Committed to making quick decisions, we offer fast closings to help you access your capital when you need it.

Why Work With Us?

Trust and Integrity

We believe in building lasting relationships with our clients based on trust and transparency.

Expertise

Leveraging our deep understanding of the real estate market and note valuation to provide you with the best offers.

Speed and Convenience

Committed to making quick decisions, we offer fast closings to help you access your capital when you need it.

Turn Your

Future Payments Into Cash Now

How it Works

We make it as easy as 1 - 2 - 3

1. Submit your note information

Start by filling out our simple form:

Just provide a few key details about your promissory note, such as its amount, the date issued, and current balance. This initial info helps us prepare a fair and accurate offer. No complicated paperwork required—complete this step online in just minutes.

2. Review your offer

Receive a competitive cash offer:

After evaluating the details of your note, we'll quickly get back to you with a cash offer. We ensure that our offers are transparent and competitive, reflecting the true value of your investment. You'll have all the information you need to make an informed decision without any pressure.

3. Close in as little as 21 days

Fast and hassle-free closing

If you accept our offer, we’ll handle all the necessary paperwork and details to close the transaction. You can receive your cash in as little as three weeks from the time you accept our offer. It’s that simple - no last-minute fees, no unexpected delays.

Success Stories

These people successfully turned their notes into cash

Opportunity Knocked - Tom was ready!

Tom always wanted to run his own business. So when he found a small business for sale that he really liked, he sold his mortgage note to get the cash he needed fast. The process went so smoothly that he had the money even before he finished checking out the business details. With the funds ready, he bought the business and got started right away.

A Very Special 50th Anniversary

Mandy and Jim wanted to do something special for Mandy's parents' 50th wedding anniversary, so they made a plan to take the whole family to Hawaii. They sold part of their mortgage note, just the next 120 payments, to pay for the trip. This way, they covered all the costs, and everyone had a great time. Once those 10 years are up, they'll start getting their regular payments again.

Contact us to see You Can Turn your

Future Payments into Cash Now

Frequently Asked Questions

Why Should I Consider Selling My Note?

Selling your mortgage note can be a strategic financial decision to convert slow-paying installments into a lump sum of cash. This option is particularly appealing if you're facing needs such as funding retirement, covering medical expenses, investing in opportunities, or simply desiring to offload the administrative burden of managing the note.

How Do You Evaluate My Note?

Our evaluation process considers several factors including the principal balance, interest rate, payment record, and the financial stability of the borrower. Additionally, the underlying real estate's value and type significantly influence the note's market price.

Do I Need to Provide Any Documents When Selling My Note?

Yes, you will need to provide documents related to the promissory note and the security instruments that demonstrate your legal ownership and terms of the note. Accurate documentation helps expedite the selling process.

Can I Sell Just a Portion of My Mortgage Note?

You have flexibility in selling your mortgage note; you can either sell it in full for a complete cash-out or sell a portion to meet immediate financial needs while retaining future income potential.

What Are the Costs Involved in Selling My Note?

There are no out-of-pocket expenses for you as the note seller. We cover all the associated costs of the transaction, including appraisals, credit checks, and title work, ensuring a smooth and cost-free experience for you.

How Long Does It Take to Receive Payment?

Once your note is sold, you will receive payment via guaranteed funds like a cashier’s check or wire transfer. This ensures a secure and swift transfer of funds, safeguarding your financial interests.

How it Works

We make it as easy as 1 - 2 - 3

1. Submit your note information

Start by Filling Out Our Simple Form:

Just provide a few key details about your promissory note, such as its amount, the date issued, and current balance. This initial info helps us prepare a fair and accurate offer. No complicated paperwork required—complete this step online in just minutes.

2. Review your offer

Receive a Competitive Cash Offer:

After evaluating the details of your note, we'll quickly get back to you with a cash offer. We ensure that our offers are transparent and competitive, reflecting the true value of your investment. You'll have all the information you need to make an informed decision without any pressure.

3. Close in as little as 21 days

Fast and Hassle-Free Closing:

If you accept our offer, we’ll handle all the necessary paperwork and details to close the transaction. You can receive your cash in as little as three weeks from the time you accept our offer. It’s that simple - no last-minute fees, no unexpected delays.

Frequently Asked Questions

Why Should I Consider Selling My Note?

Selling your mortgage note can be a strategic financial decision to convert slow-paying installments into a lump sum of cash. This option is particularly appealing if you're facing needs such as funding retirement, covering medical expenses, investing in opportunities, or simply desiring to offload the administrative burden of managing the note.

How Do You Evaluate My Note?

Our evaluation process considers several factors including the principal balance, interest rate, payment record, and the financial stability of the borrower. Additionally, the underlying real estate's value and type significantly influence the note's market price.

What Can I Do to Enhance the Value of My Note?

To potentially increase your note's value, maintain meticulous records of all transactions, ensure property taxes and insurance are current, and regularly confirm the property's condition. These actions contribute to the note's attractiveness to buyers by demonstrating well-managed risk.

Do I Need to Provide Any Documents When Selling My Note?

Yes, you will need to provide documents related to the promissory note and the security instruments that demonstrate your legal ownership and terms of the note. Accurate documentation helps expedite the selling process.

What Types of Real Estate Can Secure a Promissory Note?

Promissory notes can be secured by various types of real estate, including single-family homes, multi-unit buildings, commercial properties, undeveloped land, and mobile homes.

What Does a Comprehensive Note Appraisal Involve?

A note appraisal analyzes the present value of your future payment stream, much like a real estate appraisal assesses property value. Regular reviews can help you stay informed about your note's value as market conditions fluctuate.

Can I Sell Just a Portion of My Mortgage Note?

You have flexibility in selling your mortgage note; you can either sell it in full for a complete cash-out or sell a portion to meet immediate financial needs while retaining future income potential.

Will the Payer Be Affected by the Sale of the Note?

When you sell your note, the payer's obligation doesn't change except for the payment's recipient address - and that is only if the buyer changes the 3rd party processor; often they don't. This ensures continuity and stability in the payment structure, avoiding disruption for the payer.

What Happens to My Note After I Sell It?

After purchasing your note, we assume responsibility for the collection of payments. You no longer have to worry about managing the note or dealing with payment issues, allowing you to focus on other financial goals.

What Are the Costs Involved in Selling My Note?

There are no out-of-pocket expenses for you as the note seller. We cover all the associated costs of the transaction, including appraisals, credit checks, and title work, ensuring a smooth and cost-free experience for you.

How Long Does It Take to Receive Payment?

The timeline can vary, but typically, you will receive your money within 2 to 3 weeks from the agreement date. Transactions are handled by professional third-party services to ensure efficiency and security, similar to real estate sales.

How Will I Receive Payment Once My Note Is Sold?

Once your note is sold, you will receive payment via guaranteed funds like a cashier’s check or wire transfer. This ensures a secure and swift transfer of funds, safeguarding your financial interests.

Why Should I Choose Your Company to Sell My Mortgage Note?

Our commitment to service excellence includes quick closings, personalized service, competitive pricing, and strict confidentiality. We aim to provide a seamless and satisfactory experience tailored to each client’s unique needs.

 What Are the Financial Benefits of Selling My Note?

Selling your note can provide immediate liquidity to leverage other investment opportunities or manage unforeseen expenses. It also relieves you from the ongoing responsibility and risk of payment collections and potential default.

Success Stories

Hear how others have successfully turned their notes into cash

Opportunity Knocked - Tom was ready!

Tom always wanted to run his own business. So when he found a small business for sale that he really liked, he sold his mortgage note to get the cash he needed fast. The process went so smoothly that he had the money even before he finished checking out the business details. With the funds ready, he bought the business and got started right away.

A Very Special 50th Anniversary

Mandy and Jim wanted to do something special for Mandy's parents' 50th wedding anniversary, so they made a plan to take the whole family to Hawaii. They sold part of their mortgage note, just the next 120 payments, to pay for the trip. This way, they covered all the costs, and everyone had a great time. Once those 10 years are up, they'll start getting their regular payments again.

Contact Us

208-391-5025

Copyright 2024 ~ All rights reserved

Copyright 2024 . All rights reserved